The mortgage broker Utah trusts

Helping you get the right mortgage to make moving day a reality.
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Not Your Average Utah Mortgage Broker

There are lots of mortgage brokers in Utah to choose from. Here’s how we stand out.

Close On-time

Avoid missed inspection, appraisal or closing deadlines that could cost you thousands of dollars. Beat the industry with an average of 23 days to close.

Communication

A single point-of-contact and regular status updates when important milestones are complete. Plus, I make it a point to answer your phone call or email in a timely manner.

Convenience

Use the latest technology to enhance your experience and make the process more efficient. As a mortgage broker Utah, our company ensures the loan process is easy from start to finish.

What Other Homeowners Are Saying

Actual customer reviews on what sets us apart from other mortgage brokers in Utah

Utah Mortgage Broker FAQs

What are the benefits of using a mortgage broker in Utah?

There are many benefits to using a local mortgage broker Utah. The most important is that I have a much better understanding of the local market than lenders from other parts of the country.

Another benefit of working with a mortgage broker in Utah is that we tend to have more lending options available. This means that they can work with you to find a loan that fits your needs and budget. They are able to offer programs specific to buyers in Utah, such as down payment assistance programs or first-time home buyer programs.

How do I find a good mortgage broker Utah?

There are many ways to find a good mortgage broker Utah. Ask friends or family members for recommendations. If you’re from out of the area, search online for reviews. Once you have a few options, take the time to speak with each one to find the best fit for your needs. It’s very important to work with a Utah mortgage broker that you trust and feel comfortable working with.

Can you help me find the best deal on a mortgage?

Absolutely! Getting the best deal on a mortgage will vary depending on various factors like your credit, down payment amount and the loan program(s) you qualify for.

What is the interest rate for mortgages in Utah?

The interest rate for a mortgage in Utah will depend on your credit score, the amount of your down payment and the loan program(s) you qualify for. Generally, the higher your credit score, the lower your interest rate will be. And, the larger your down payment, the lower your interest rate may be as well. Of course, other factors can affect your interest rate, but those are two of the biggest ones. So, if you’re looking to get a mortgage in Utah, make sure you have a good credit score and a decent-sized down payment saved up. That way, you can get the best interest rate possible.

What credit scores are required for a mortgage loan in Utah?

The minimum credit score requirements will depend on several factors. Most loan programs a middle score of at least a 620, but other government-backed loan programs like, FHA, VA or USDA may allow for lower credit scores.

It is best to have the highest credit scores you possibly can to ensure you are approved for a loan and receive the best interest rate available.

How much can I borrow with a mortgage in Utah?

In Utah, the conforming loan limit for a single-family home is $806,500. That means you can borrow up to that amount without having to get a Jumbo loan. The actual amount you can borrow will depend on your income, debts, and credit score.

What is the process of getting a Utah mortgage?

The process of getting a mortgage starts with getting preapproved from a mortgage broker Utah. You’ll need to provide income documentation and possibly bank statements. The lender will also need to run a credit check.

Once you’ve been preapproved for a mortgage loan, it normally takes 30 days or less to close once you have a home under contract.

Begin Your Journey Home

Schedule a 15-minute consultation to learn more about loan options available to you. Get answers to any questions you may have and get started on the path to home ownership.

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Top-Rated Mortgage Broker Utah

Jason Skinrood, mortgage loans companies near you choose for your Utah home loans can affect your financial well-being for decades. Your home is arguably the largest single purchase you’re likely to make in your lifetime. Selecting the right mortgage loan Utah for your needs is the first step toward realizing your home ownership goals.

Unfortunately, Utah home mortgages are complex and potentially confusing for even experienced borrowers. For help navigating this challenging process, Call on Jason Skinrood, Utah’s preferred home loan expert.

Utah Mortgage Loan Officers

Ready to connect with a mortgage loan officer in Utah? Jason Skinrood is the Utah mortgage loans lender near me that offers low, competitive rates, tailored guidance for your unique situation, and online resources and mortgage calculators that help clarify the home buying process from beginning to end.

How To Select A Mortgage Broker in Utah

Choosing a mortgage broker Utah can be almost as daunting as the application and approval process seems. When you’re comparing your options, look for a mortgage lender that:

  • Let’s you choose from a wide array of home loan programs
  • Provides a variety of educational resources and helpful information
  • Facilitates the loan application and approval process
  • Is dedicated to finding the ideal loan program and best rates for you
  • Has exceptional customer reviews and testimonials from past clients

Jason Skinrood is dedicated to your success and satisfaction, whatever your real estate finance goals may be. We understand how important it is to provide the best Utah County loan limits programs and Utah mortgage rates, so you can select a mortgage loan that truly fits your needs. Our highly trained Utah mortgage broker experts will answer your questions, explain all your options and assist you through every step of the process.

Mortgage Brokers Utah

Our mortgage brokers Utah are committed to helping you throughout the home buying process. Edge Home Finance Corporation is a mortgage company in Utah focused on fulfilling the promise of home ownership. We are competent, caring, and trusted Utah mortgage lenders. We value integrity and streamline the home loan process.

From the first call, we listen to your needs before building a home loan or refinance mortgage Utah plan. We provide valuable tips and advice so that you’re able to make informed choices.