by Jason Skinrood | 12 August 2025 | Credit, Home Buying Tips
You can buy a house with a 580 credit score. Look, I get this question all the time. Someone will call and ask what credit score is needed to buy a house. Then they tell me they have a 620 and think they’re not ready yet. Here’s what I want you to know....
by Jason Skinrood | 21 July 2025 | Credit, General Information
I had a borrower call me last week asking if $156 for a joint credit report was really what it costs now. Yes. That’s what I told him. And frankly, it made me mad all over again. After more than 20 years in this business, I’ve watched credit report costs...
by Jason Skinrood | 3 August 2017 | Credit
Many home buyers make the mistake of looking for a home despite knowing that their credit is less than ideal to qualify for a home loan. For this reason, I always recommend you speak with me two to four months before shopping for a home. If not, you are putting the...
