by Jason Skinrood | 12 August 2025 | Credit, Home Buying Tips
You can buy a house with a 580 credit score. Look, I get this question all the time. Someone will call and ask what credit score is needed to buy a house. Then they tell me they have a 620 and think they’re not ready yet. Here’s what I want you to know....
by Jason Skinrood | 6 August 2025 | VA Loan Information, Insight & Tips
I get a lot of questions about the VA funding fee from veterans who are surprised to learn about this cost. It’s understandable – when you first hear about your VA loan benefit, the focus is usually on the great advantages like no down payment and no...
by Jason Skinrood | 5 August 2025 | Foreclosure, VA Loan Information, Insight & Tips
You’re not losing your home. I know that’s hard to believe if you’re three months behind on your VA mortgage right now. Your servicer probably told you to sell or face foreclosure. Maybe you think there’s no help coming. Wrong. President Trump...
by Jason Skinrood | 30 July 2025 | General Information
Yes and no. This drives me crazy. Every year I get calls from borrowers who got screwed over by some lender who promised them the world and delivered garbage. Higher rates than they qualified for. Fees that came out of nowhere. Loan officers who disappeared when...
by Jason Skinrood | 21 July 2025 | Credit, General Information
I had a borrower call me last week asking if $156 for a joint credit report was really what it costs now. Yes. That’s what I told him. And frankly, it made me mad all over again. After more than 20 years in this business, I’ve watched credit report costs...
