Make Your Dream Home A Reality.

Unique Financing Solutions For Your Home With A Jumbo Home Loans Utah.

Don’t Settle For Any Utah Jumbo Loan Lender

There are lots of Utah Jumbo Home Loan mortgage lenders to choose from. Work with the best.

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Jumbo Loan Experts

Jumbo home loans can be complicated. It’s important to work with proven professionals that will match you with the best program and help avoid pitfalls during the loan process. Working with an expert is the best way to ensure your transaction goes smoothly.

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Unique Financing Solutions

Not all borrowers fit or meet typical underwriting requirements. With access to both institutional and specialized lenders, you’ll get the unique financing solutions you need. Don’t be held captive by one lender’s limited offerings.

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Diverse Property Types

Utah features a large selection of property types that accommodate your needs and lifestyle. That’s why you can expect Jumbo home loans Utah for a variety of property types; even hard-to-finance properties.

What Other Homeowners Are Saying

Actual customer reviews on what sets us apart from other Jumbo home loan Utah lenders.

     Excellent  
     Based on 35 reviews 
    
 
 
   
 
 
        
   Richard Ezekiah 
 2024-04-19
 
 
 Trustindex verifies that the original source of the review is Google. Very attentive and helpful. All in all awesome.
  
 
       
   Jenica Quisido 
 2023-09-06
 
 
 Trustindex verifies that the original source of the review is Google. Jason Skinrood was very professional with us. He has helped us with every step until closing. This is our first purchase and had no clue what to do and he made us feel comfortable. My husband and I highly reccomend Jason Skinrood.
  
 
       
   Chip Shop 
 2023-08-15
 
 
 Trustindex verifies that the original source of the review is Google. Jason is the best to work with.  My personal situation was unique and made the process challenging.  Jason was able to guide me through every obstacle that came up because he’s a pro!  He’s been a loan officer his entire professional career and he knows his stuff!  Thank you Skinrood and Supreme for making this happen!
John Hill -a happy customer
  
 
       
   SR T 
 2022-11-18
 
 
 Trustindex verifies that the original source of the review is Google. Jason was very helpful with getting our family the funding for the house we always wanted. Thank you, Jason!
  
 
       
   bobbi jo roscoe-bryan 
 2022-10-19
 
 
 Trustindex verifies that the original source of the review is Google. It was another Amazing experience working with Jason.  He is very knowledgeable, patient and thorough.
  
 
       
   Jessica Batson 
 2022-05-18
 
 
 Trustindex verifies that the original source of the review is Google. Jason was amazing. Even when I thought for sure my loan wasn't going to go through, he stuck with it and made it happen! I've used him multiple times and am always satisfied and happy we the end result.
  
 
       
   Erik Easton 
 2022-04-15
 
 
 Trustindex verifies that the original source of the review is Google. Working with Jason Skinrood on my VA Cash-Out Refi has been easy and seamless… I used Jason’s experience several years ago on a VA Streamlined Refi and that went so well that I knew I had to get back with him on the Cashout Refi. I truly believe that the entire process could not have gone any smoother or quicker. Jason works hard to get us Vets everything we deserve at a fair and up front price… no hidden fees to worry about later. Thanks Jason, I greatly appreciate your strait forward approach to this process. I HIGHLY RECOMMEND Jason for any of your VA loan needs.
  
 
       
   Robert Magarrell 
 2022-04-06
 
 
 Trustindex verifies that the original source of the review is Google. Our experience working with Jason has been by far the best we have ever experienced! We are so grateful for his knowledge and experience with VA loans, that he responds immediately to all of our questions and I have never experienced working with someone that immediately answers the phone the way that Jason does.
  
 
       
   Zachary Altvater 
 2022-03-18
 
 
 Trustindex verifies that the original source of the review is Google. Jason has been great to work with. He's been on top of things from the beginning, and hasn't thrown us any curveballs like other lenders do. We have been working with Jason for over a year now, and he has always stayed in contact and touched bases with us, never forgetting us. It was an easy process, and we have been thrilled with the hospitality.

Jumbo Home Loans Utah FAQs

What Property Types Can Jumbo Home Loans Utah Be Used For?

Jumbo home loans Utah can be used for a variety of property types. Buy or refinance your primary residence, second home or 1-4 unit investment properties. For hard-to-finance properties like condominiums, our portfolio of loan programs also offers competitive options. Financing is available for both warrantable and non-warrantable condos, condotels or cooperatives with a Jumbo loan Utah.

What Are The Income Requirements?

Income requirements for Jumbo home loans Utah will vary based on the investor and the loan program you qualify for. For most investors, your income is documented with pay stubs, W2s and other tax or bank documents. If you’re self-employed or receive 1099 income, you’ll need to provide the last two years of tax returns along with other financials from your business. If you have liquid assets that can support a monthly distribution for 36 months or more, those assets can be considered income to help you qualify. The amount of income you need to document depends on the amount you’re borrowing and your credit liabilities.

What Is The Jumbo Loan Limit Utah?

The Jumbo loan limit Utah 2024 is $766,550. This means that any mortgage loan over this amount will be considered a Jumbo loan Utah. Jumbo loans will likely have a higher interest rate and require a larger down payment when buying a home.

The conforming loan limit is determined by the Federal Housing Finance Agency (FHFA), which is the government agency responsible for regulating mortgage lenders. FHFA sets the limit at each different location based on a variety of factors, including median home prices and average incomes.

Homes located in Summit & Wasatch Counties are eligible for conventional high balance loans under $1,089,300.

How Much Money Do I Need To Put Down?

For loan amounts over the standard conforming limit of $766,550, the down payment amount will vary based on the property type, the home’s occupancy, your credit and if you are buying or refinancing the home. Depending on the Jumbo home loan Utah program, a down payment of 10% to 25% may be required.

Use the mortgage calculator Utah to estimate your monthly payment with taxes and insurance.

What Type Of Jumbo Home Loans Utah Are Available?

With access to investors at major financial institutions and other institutional investors that offer specialized financing, we offer a large portfolio of loan programs. Depending on which Jumbo loan Utah program you qualify for, you may select from a fixed or adjustable rate loan with varying loan terms.

Are There Jumbo Loans In Utah Available If I’m Self-employed?

There are many Jumbo options available if you’re self-employed, but there are a few things you need to keep in mind when applying for a Jumbo loan Utah. First, you’ll need to provide proof of your income. This can be done by providing tax returns or in some cases, business bank statements. You’ll also need to provide proof of your assets too. This can be done by providing bank statements or other financial documents. If you can provide all of this information and meet qualification requirements, you should be able to get a mortgage loan.

Just keep in mind that it requires a lot more documentation and paperwork than it does for someone who has a traditional job. It’s best to make sure you have all your paperwork in order before applying for a Utah Jumbo loan.

Begin Your Dream Home Journey

Schedule a 15-minute consultation to learn more about Jumbo home loans in Utah. Get answers to any questions you may have and get started on the path to home ownership.

Schedule A Call

How To Choose A Utah Jumbo Loan Mortgage Lender

When looking for a lender to help with your loan, it’s important to find a local mortgage lender that specializes in Jumbo home loans Utah. Compare your options by finding a loan officer that:

- Offers a wide array of Jumbo home loan programs
- Has a network of other real estate professionals familiar with Utah
- Is familiar with the variety of property types and uses
- Is dedicated to finding the ideal loan program for you
- Has exceptional customer reviews and testimonials from past clients

Many mortgage lenders claim to specialize in Jumbo home loans Utah. However, they typically hire loan officers with little to no experience. The lender doesn’t underwrite the loans themselves, have extended closing times up to 60 days, make you work with a team instead of a single person and don’t respond to your inquiries during the process. Plus, you typically end up with a higher interest rate.

About Utah

Utah is a state in the Western United States. It was admitted to the Union on January 4, 1896, as the 45th state. Utah is bordered by Idaho to the north, Wyoming to the northeast, Nevada to the east, and Arizona to the south. The state has a population of about 3 million people.

Why Live in Utah

If you’re looking for a great place to live, Utah should be at the top of your list. With its incredible natural beauty, five national parks and dozens of state parks, Utah is a paradise for outdoor enthusiasts. And thanks to its thriving high-tech sector and strong economy, Utah is also a great place to do business.