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Make Your Dream Home A Reality.

Unique Financing Solutions For Your Home With A Jumbo Loan Utah.
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Don’t Settle For Any Utah Jumbo Loan Lender

There are lots of Jumbo Loan Utah mortgage lenders to choose from. Work with the best.

Jumbo Loan Experts

Jumbo loans can be complicated. It’s important to work with proven professionals that will match you with the best program and help avoid pitfalls during the loan process. Working with an expert is the best way to ensure your transaction goes smoothly.

Unique Financing Solutions

Not all borrowers fit or meet typical underwriting requirements. With access to both institutional and specialized lenders, you’ll get the unique financing solutions you need. Don’t be held captive by one lender’s limited offerings.

Diverse Property Types

Utah features a large selection of property types that accommodate your needs and lifestyle. That’s why you can expect Jumbo loans in Utah for a variety of property types; even hard-to-finance properties.

What Other Homeowners Are Saying

Actual customer reviews on what sets us apart from other Jumbo loan Utah lenders.

Jessica Batson
Jessica Batson
May 18, 2022.
Jason was amazing. Even when I thought for sure my loan wasn't going to go through, he stuck with it and made it happen! I've used him multiple times and am always satisfied and happy we the end result.
Erik Easton
Erik Easton
April 15, 2022.
Working with Jason Skinrood on my VA Cash-Out Refi has been easy and seamless… I used Jason’s experience several years ago on a VA Streamlined Refi and that went so well that I knew I had to get back with him on the Cashout Refi. I truly believe that the entire process could not have gone any smoother or quicker. Jason works hard to get us Vets everything we deserve at a fair and up front price… no hidden fees to worry about later. Thanks Jason, I greatly appreciate your strait forward approach to this process. I HIGHLY RECOMMEND Jason for any of your VA loan needs.
Robert Magarrell
Robert Magarrell
April 6, 2022.
Our experience working with Jason has been by far the best we have ever experienced! We are so grateful for his knowledge and experience with VA loans, that he responds immediately to all of our questions and I have never experienced working with someone that immediately answers the phone the way that Jason does.
Zachary Altvater
Zachary Altvater
March 18, 2022.
Jason has been great to work with. He's been on top of things from the beginning, and hasn't thrown us any curveballs like other lenders do. We have been working with Jason for over a year now, and he has always stayed in contact and touched bases with us, never forgetting us. It was an easy process, and we have been thrilled with the hospitality.
Michael Jansons
Michael Jansons
February 24, 2022.
Jason has by far been one of the most understanding and easy to work with lenders I have ever worked with. I will definitely be recommending jason to all of my family and friends that are looking to buy a house. Again, best lender to work with hands down. If I could give him 10 stars I would. 10/10 recommend!
S Bradbury
S Bradbury
December 15, 2021.
Jason was recommended by a friend when I was looking for a loan officer and I can't forward the recommendation enough! Being that I wasn't working with a realtor, he pointed me in the right direction to find things the seller didn't have and helped me navigate the process with relative ease. He constantly checked in, followed up, and never let things just "hang" with minimal communication. The biggest help was Jason and Supreme Lending covering the costs to extend our loan offer when additional information was needed we didn't have and didn't know we needed. We can't thank him enough for all his help in making my wife and I homeowners. Thank you, Jason and the Supreme Lending team!
Christen Peck
Christen Peck
November 24, 2021.
Jason was outstanding, answered all questions, amazing professional and would never use anyone but him.
Will Terpstra
Will Terpstra
October 29, 2021.
I've utilized Jason for multiple mortgages throughout the years and cannot express how pivotal he has been throughout every process. He truly goes above and beyond to ensure things are done properly and that you are in the loop at all times. I would recommend him strongly.

Jumbo Loan Utah FAQs

What Property Types Can I Use A Jumbo Loan Utah For?

Jumbo loans in Utah can be used for a variety of property types. Buy or refinance your primary residence, second home or 1-4 unit investment properties. For hard-to-finance properties like condominiums, our portfolio of loan programs also offers competitive options. Financing is available for both warrantable and non-warrantable condos, condotels or cooperatives with a Jumbo loan Utah.

What Are The Income Requirements?

Income requirements for Jumbo home loans Utah will vary based on the investor and the loan program you qualify for. For most investors, your income is documented with pay stubs, W2s and other tax or bank documents. If you’re self-employed or receive 1099 income, you’ll need to provide the last two years of tax returns along with other financials from your business. If you have liquid assets that can support a monthly distribution for 36 months or more, those assets can be considered income to help you qualify. The amount of income you need to document depends on the amount you’re borrowing and your credit liabilities.

What Is The Jumbo Loan Limit Utah?

The Jumbo loan limit Utah 2022 is $647,200. This means that any mortgage loan over this amount will be considered a Jumbo loan Utah. Jumbo loans will likely have a higher interest rate and require a larger down payment when buying a home.

The conforming loan limit is determined by the Federal Housing Finance Agency (FHFA), which is the government agency responsible for regulating mortgage lenders. FHFA sets the limit at each different location based on a variety of factors, including median home prices and average incomes.

Homes located in Summit & Wasatch Counties are eligible for conventional high balance loans under $970,800.

How Much Money Do I Need To Put Down?

For loan amounts over the standard conforming limit of $647,200, the down payment amount will vary based on the property type, the home’s occupancy, your credit and if you are buying or refinancing the home. Depending on the Jumbo loan Utah program, a down payment of 10% to 25% may be required.

Use the mortgage calculator Utah to estimate your monthly payment with taxes and insurance.

What Type Of Jumbo Loan Utah Programs Are Available?

With access to investors at major financial institutions and other institutional investors that offer specialized financing, we offer a large portfolio of loan programs. Depending on which Jumbo loan Utah program you qualify for, you may select from a fixed or adjustable rate loan with varying loan terms.

Are There Jumbo Loans In Utah Available If I’m Self-employed?

There are many Jumbo options available if you’re self-employed, but there are a few things you need to keep in mind when applying for a Jumbo loan Utah. First, you’ll need to provide proof of your income. This can be done by providing tax returns or in some cases, business bank statements. You’ll also need to provide proof of your assets too. This can be done by providing bank statements or other financial documents. If you can provide all of this information and meet qualification requirements, you should be able to get a mortgage loan.

Just keep in mind that it requires a lot more documentation and paperwork than it does for someone who has a traditional job. It’s best to make sure you have all your paperwork in order before applying for a Utah Jumbo loan.

Begin Your Dream Home Journey

Schedule a 15-minute consultation to learn more about Jumbo loans in Utah. Get answers to any questions you may have and get started on the path to home ownership.

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How To Choose A Utah Jumbo Loan Mortgage Lender

When looking for a lender to help with your Utah Jumbo loan, it’s important to find a local mortgage lender that specializes in Jumbo loans. Compare your options by finding a loan officer that:

    • Offers a wide array of Jumbo home loan programs
    • Has a network of other real estate professionals familiar with Utah
    • Is familiar with the variety of property types and uses Is dedicated to finding the ideal loan program for you
    • Has exceptional customer reviews and testimonials from past clients

Many mortgage lenders claim to specialize in Jumbo loans Utah. However, they typically hire loan officers with little to no experience. The lender doesn’t underwrite the loans themselves, have extended closing times up to 60 days, make you work with a team instead of a single person and don’t respond to your inquiries during the process. Plus, you typically end up with a higher interest rate.

About Utah

Utah is a state in the Western United States. It was admitted to the Union on January 4, 1896, as the 45th state. Utah is bordered by Idaho to the north, Wyoming to the northeast, Nevada to the east, and Arizona to the south. The state has a population of about 3 million people.

Why Live in Utah

If you’re looking for a great place to live, Utah should be at the top of your list. With its incredible natural beauty, five national parks and dozens of state parks, Utah is a paradise for outdoor enthusiasts. And thanks to its thriving high-tech sector and strong economy, Utah is also a great place to do business.