fbpx

Begin Your VA Loan in Kansas City

Choose the right loan officer and discover what 1,178 veterans already have

VA Loan Expertise

Unrivaled VA loan experience with a proven process.

Convenience

Utilize the latest technologies for an exceptional experience.
w

Communication

A single point-of-contact with regular status updates.

Close On-time

Beat the mortgage industry with an average of 23 days to close.

Trusted Network

Gain access to a network of trusted Kansas City real estate professionals.

Complete the form to begin your VA loan in Kansas City

What Other Veterans Have Said

bobbi jo roscoe-bryan
bobbi jo roscoe-bryan
October 19, 2022.
It was another Amazing experience working with Jason. He is very knowledgeable, patient and thorough.
Jessica Batson
Jessica Batson
May 18, 2022.
Jason was amazing. Even when I thought for sure my loan wasn't going to go through, he stuck with it and made it happen! I've used him multiple times and am always satisfied and happy we the end result.
Erik Easton
Erik Easton
April 15, 2022.
Working with Jason Skinrood on my VA Cash-Out Refi has been easy and seamless… I used Jason’s experience several years ago on a VA Streamlined Refi and that went so well that I knew I had to get back with him on the Cashout Refi. I truly believe that the entire process could not have gone any smoother or quicker. Jason works hard to get us Vets everything we deserve at a fair and up front price… no hidden fees to worry about later. Thanks Jason, I greatly appreciate your strait forward approach to this process. I HIGHLY RECOMMEND Jason for any of your VA loan needs.
Robert Magarrell
Robert Magarrell
April 6, 2022.
Our experience working with Jason has been by far the best we have ever experienced! We are so grateful for his knowledge and experience with VA loans, that he responds immediately to all of our questions and I have never experienced working with someone that immediately answers the phone the way that Jason does.
Zachary Altvater
Zachary Altvater
March 18, 2022.
Jason has been great to work with. He's been on top of things from the beginning, and hasn't thrown us any curveballs like other lenders do. We have been working with Jason for over a year now, and he has always stayed in contact and touched bases with us, never forgetting us. It was an easy process, and we have been thrilled with the hospitality.
Michael Jansons
Michael Jansons
February 24, 2022.
Jason has by far been one of the most understanding and easy to work with lenders I have ever worked with. I will definitely be recommending jason to all of my family and friends that are looking to buy a house. Again, best lender to work with hands down. If I could give him 10 stars I would. 10/10 recommend!
S Bradbury
S Bradbury
December 15, 2021.
Jason was recommended by a friend when I was looking for a loan officer and I can't forward the recommendation enough! Being that I wasn't working with a realtor, he pointed me in the right direction to find things the seller didn't have and helped me navigate the process with relative ease. He constantly checked in, followed up, and never let things just "hang" with minimal communication. The biggest help was Jason and Supreme Lending covering the costs to extend our loan offer when additional information was needed we didn't have and didn't know we needed. We can't thank him enough for all his help in making my wife and I homeowners. Thank you, Jason and the Supreme Lending team!
Christen De laney
Christen De laney
November 24, 2021.
Jason was outstanding, answered all questions, amazing professional and would never use anyone but him.

VA Experience

As your Kansas City VA loan specialist with over fifteen years of experience, I have helped over 1,100 fellow veterans purchase or refinance a home. This expertise makes me an industry resource and has earned me national rankings as a top 25 VA Loan Originator. As your loan officer, you get access to my knowledge, expertise and first-hand experience.

Convenience

I use the latest technology to enhance your experience and make the process more efficient. I also use a proven system for preapproval, processing, underwriting and closing. As a direct lender that controls the loan process from start to finish. You'll see why 97.3% of borrowers rate highest in satisfaction.

Communication

While other loan officers often "pop smoke," I'll be your single point-of-contact. You can expect regular status updates when important milestones are complete. Plus and you can always reach me by phone or email.

Close On-time

As a loan officer who beats out the industry with an average of 23 days to close. You can have confidence that your VA home loan will close in 30 days or less. Avoid missed closing deadlines that could cost you thousands of dollars.

Trusted Network

Get access to a network of trusted real estate professionals. This network includes real estate agents, inspectors, escrow officers or attorneys, and others. Their combined experience and expertise will help you navigate the VA loan Kansas City process and avoid costly mistakes.

Start Your Kansas City VA Loan

To begin your VA home loan, gather the documentation below to assist with determining your eligibility and ability to meet VA qualification guidelines.

    • Copy of your VA Certificate of Eligibility – available through eBenefits website or contact me for assistance
    • 30 Days most recent pay stubs or LES
    • Last two years of W2s and/or 1099s
    • Last two years of Federal tax returns
    • Copy of VA and/or Social Security disability award letters (if applicable)

 

Types of VA Home Loans in Kansas City

The Veterans’ Administration categorizes VA loans into one of three categories. Below are the categories and description of each loan type.

  • Purchase – A VA home loan is used to purchase a primary residence by an eligible service member, veteran or National Guard/Reservist.
  • Cash Out Refinance – the VA Cash Out refinance can be used to access the equity in your home or when refinancing from a non-VA loan into a VA home loan.
  • IRRRL – The Interest Rate Reduction Refinance Loan, IRRRL or streamline is a VA-to-VA refinance to reduce your interest rate or loan term. An IRRRL does not require an appraisal or income documentation by the veteran.

ADVANTAGES OF A VA LOAN:

  • Up to 100% financing
  • No monthly mortgage insurance
  • Low interest rates
  • Low credit score requirements
  • No prepayment penalty
  • Fully assumable by a qualified person (does not have to be a veteran)
  • Seller can pay up to 4% towards the veteran’s closing costs

2022 Kansas City VA Loan Limits

Each calendar year, the Veterans’ Administration establishes loan limits by county. The loan limit is the maximum loan amount you may borrow without a down payment. For loan amounts larger than the Kansas City VA loan limits, you must provide a 25% down payment on the difference. Below are the 2022 VA loan limits for a VA loan in Jackson, Clay, Cass and Platte counties.

County Name State One-Unit Limit Two-Unit Limit Three-Unit Limit Four-Unit Limit
Jackson MO $484,350 $620,200 $749,650 $931,600
Clay MO $484,350 $620,200 $749,650 $931,600
Cass MO $484,350 $620,200 $749,650 $931,600
Platte MO $484,350 $620,200 $749,650 $931,600
Nearby Cities
  • Avondale
  • Blue Summit
  • Independence
  • Lee’s Summit
  • Liberty
  • North Kansas City
  • Randolph
  • Raytown
  • Riverside
  • Sugar Creek
Kansas City Neighborhoods
  • Country Club Plaza
  • Kansas City Power & Light District
  • Crown Center District
  • Crossroads Art District
  • 18th & Vine
  • Westport
  • West 39th Street
  • River Market
  • West Bottoms
  • East Bottoms
  • Brookside
  • Waldo
  • Westside
  • Southwest Boulevard
  • South Plaza
  • The Northland

Real Estate Information for a VA Loan in Kansas City

Kansas City is the largest city in Missouri and straddles the Kansas-Missouri border. The city is known for it’s jazz music, theater, it’s distinctive Kansas City-style barbecue and craft breweries. Over 146 government agencies maintain an office in Kansas City with the largest being the IRS and the GSA.

va loan kansas city

2018 Median Home Price

Homes Sold in 2018

Nearby Military Installations
  • Fort Leonard Wood – Waynesville & St. Robert, MO
  • Whiteman AFB- Knob Noster, MO
Kansas City’s Top Employers
  • Federal Government
  • Cerner Corporation
  • Children’s Mercy Hospitals & Clinics
  • Internal Revenue Service
  • City of Kansas City, MO
  • University of Missouri-Kansas City
  • Honeywell FM&T
  • Hallmark Cards, Inc.
  • St. Luke’s Hospital of Kansas City
  • Burns & McDonnell
  • Kansas City, MO School District
Veterans’ Organizations

Apply for a Kansas City VA loan today!

%

Customer Satisfaction