by Jason Skinrood | 22 March 2023 | General Information
Explore why this city has become a top choice for families, including its excellent educational resources and job opportunities, affordable housing, diverse culture, and recreational activities that make it great for raising kids. Additionally, discuss its safe...
by Jason Skinrood | 8 March 2023 | General Information
Buying a house is an undeniably expensive task. Even when interest rates are seemingly low, there is still the cost of borrowing money – but this doesn’t mean that there isn’t anything you can do to ensure your mortgage payment is more manageable....
by Jason Skinrood | 1 February 2023 | General Information
To begin, let’s define what mortgage insurance is. In simple terms, mortgage insurance are insurance policies that protect the lender if the borrower defaults on their loan. The insurance premium is paid by the borrower and can either be paid upfront or included...
by Jason Skinrood | 4 January 2023 | General Information
If you’re self-employed and in the market for a new home or looking to refinance your current home, you may be wondering what self-employed mortgage loan programs are available to you. While self-employment doesn’t necessarily make it more difficult to qualify for a...
by Jason Skinrood | 21 December 2022 | General Information
Introduction The CAIVRS database is a tool used by government agencies to report debts or obligations owed to the Federal government. It provides an up-to-date summary of any outstanding debt obligations, such as delinquent loans or foreclosure activity associated...
by Jason Skinrood | 7 December 2022 | General Information
Every year, the Federal Housing Finance Agency sets maximum mortgage loan limits for conforming loans. These loan limits are based on median home prices and vary by county. In 2022, the conforming loan limit was set at $647,200 for a single-family home. However, this...
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