Mortgage Broker in Cottonwood Heights, Utah

The mortgage broker Cottonwood Heights trusts to help make moving day a reality.

How We Stand Out From Other Mortgage Brokers in Cottonwood Heights

There are lots of mortgage brokers in Cottonwood Heights to choose from, so it’s important to stand out.

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Close On-time

Avoid missed inspection, appraisal or closing deadlines that could cost you thousands of dollars. Beat the industry with an average of 23 days to close.

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Communication

A single point-of-contact and regular status updates when important milestones are complete. Plus, I make it a point to answer your phone call or email in a timely manner.

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Convenience

Use the latest technology to enhance your experience and make the process more efficient. As a mortgage broker in Cottonwood Heights, we shop multiple lenders to help you get the best rates.

What Other Home Buyers Are Saying

Actual customer reviews on what sets us apart from other mortgage brokers in Cottonwood Heights, Utah.

     Excellent  
     Based on 34 reviews 
    
 
 
   
 
 
        
   Jenica Quisido 
 2023-09-06
 
 
  Jason Skinrood was very professional with us. He has helped us with every step until closing. This is our first purchase and had no clue what to do and he made us feel comfortable. My husband and I highly reccomend Jason Skinrood.
  
 
       
   Chip Shop 
 2023-08-15
 
 
  Jason is the best to work with.  My personal situation was unique and made the process challenging.  Jason was able to guide me through every obstacle that came up because he’s a pro!  He’s been a loan officer his entire professional career and he knows his stuff!  Thank you Skinrood and Supreme for making this happen!
John Hill -a happy customer
  
 
       
   SR T 
 2022-11-18
 
 
  Jason was very helpful with getting our family the funding for the house we always wanted. Thank you, Jason!
  
 
       
   bobbi jo roscoe-bryan 
 2022-10-19
 
 
  It was another Amazing experience working with Jason.  He is very knowledgeable, patient and thorough.
  
 
       
   Jessica Batson 
 2022-05-18
 
 
  Jason was amazing. Even when I thought for sure my loan wasn't going to go through, he stuck with it and made it happen! I've used him multiple times and am always satisfied and happy we the end result.
  
 
       
   Erik Easton 
 2022-04-15
 
 
  Working with Jason Skinrood on my VA Cash-Out Refi has been easy and seamless… I used Jason’s experience several years ago on a VA Streamlined Refi and that went so well that I knew I had to get back with him on the Cashout Refi. I truly believe that the entire process could not have gone any smoother or quicker. Jason works hard to get us Vets everything we deserve at a fair and up front price… no hidden fees to worry about later. Thanks Jason, I greatly appreciate your strait forward approach to this process. I HIGHLY RECOMMEND Jason for any of your VA loan needs.
  
 
       
   Robert Magarrell 
 2022-04-06
 
 
  Our experience working with Jason has been by far the best we have ever experienced! We are so grateful for his knowledge and experience with VA loans, that he responds immediately to all of our questions and I have never experienced working with someone that immediately answers the phone the way that Jason does.
  
 
       
   Zachary Altvater 
 2022-03-18
 
 
  Jason has been great to work with. He's been on top of things from the beginning, and hasn't thrown us any curveballs like other lenders do. We have been working with Jason for over a year now, and he has always stayed in contact and touched bases with us, never forgetting us. It was an easy process, and we have been thrilled with the hospitality.
  
 
       
   Michael Jansons 
 2022-02-24
 
 
  Jason has by far been one of the most understanding and easy to work with lenders I have ever worked with. I will definitely be recommending jason to all of my family and friends that are looking to buy a house. Again, best lender to work with hands down. If I could give him 10 stars I would. 10/10 recommend!
  
 
       
   S Bradbury 
 2021-12-15
 
 
  Jason was recommended by a friend when I was looking for a loan officer and I can't forward the recommendation enough!
Being that I wasn't working with a realtor, he pointed me in the right direction to find things the seller didn't have and helped me navigate the process with relative ease. He constantly checked in, followed up, and never let things just "hang" with minimal communication.
The biggest help was Jason and Supreme Lending covering the costs to extend our loan offer when additional information was needed we didn't have and didn't know we needed. We can't thank him enough for all his help in making my wife and I homeowners.
Thank you, Jason and the Supreme Lending team!

Mortgage Broker Cottonwood Heights FAQs

What are the benefits of using a mortgage broker in Cottonwood Heights?

There are many benefits to using a local mortgage broker. The most important is that a Cottonwood Heights mortgage broker has a much better understanding of the local market than lenders from other parts of the country.

Another benefit of working with a mortgage broker in Cottonwood Heights is that they tend to have more lending options available. This means that they can work with you to find a loan that fits your needs and budget. They are able to offer programs specific to buyers in the Salt Lake City area, such as down payment assistance programs or first-time home buyer programs.

How do I find a good mortgage broker in Cottonwood Heights?

There are many ways to find a good mortgage broker in Cottonwood Heights, Utah. Ask friends or family members for recommendations. If you’re from out of the area, search online for reviews. Once you have a few options, take the time to speak with each one to find the best fit for your needs. It’s very important to work with a mortgage broker in Cottonwood Heights that you trust and feel comfortable working with.

Can you help me find the best deal on a mortgage?

Absolutely! Getting the best deal on a mortgage will vary depending on various factors like your credit, down payment amount and the loan program(s) you qualify for.

What is the interest rate for mortgages in Cottonwood Heights?

The interest rate for a mortgage in Cottonwood Heights will depend on your credit score, the amount of your down payment and the loan program(s) you qualify for. Generally, the higher your credit score, the lower your interest rate will be. And, the larger your down payment, the lower your interest rate may be as well. Of course, other factors can affect your interest rate, but those are two of the biggest ones. So, if you’re looking to get a mortgage in Cottonwood Heights, make sure you have a good credit score and a decent-sized down payment saved up. That way, you can get the best interest rate possible.

How much can I borrow with a mortgage in Cottonwood Heights?

In Cottonwood Heights the conforming loan limit for a single-family home is $766,550. That means you can borrow up to that amount without having to get a Jumbo loan. The actual amount you can borrow will depend on your income, debts, and credit score.

What is the process of getting a Cottonwood Heights mortgage?

The process of getting a mortgage starts with getting preapproved from a mortgage broker Cottonwood Heights. You’ll need to provide income documentation and possibly bank statements. The lender will also need to run a credit check.

Once you’ve been preapproved for a mortgage loan, it normally takes 30 days or less to close once you have a home under contract.

Begin Your Journey Home

Schedule a 15-minute consultation to learn more about loan options available to you in Cottonwood Heights. Get answers to any questions you may have and get started on the path to home ownership.

Schedule A Call

How To Choose A Mortgage Broker In in Cottonwood Heights

Choosing a mortgage broker Cottonwood Heights can be almost as daunting as the application and approval process seems. When you’re comparing your options, look for a mortgage brokerage that:

Let’s you choose from a wide array of home loan programs
Provides a variety of educational resources and helpful information
Facilitates the loan application and approval process
Is dedicated to finding the ideal loan program and best rates for you
Has exceptional customer reviews and testimonials from past clients

Many mortgage lenders in Cottonwood Heights claim to specialize in Utah home loans. However, they typically hire loan officers with little to no experience. The lender doesn’t underwrite the loans themselves, have extended closing times up to 45 days, make you work with a team instead of a single person and don’t respond to your inquiries during the process. Plus, you typically end up with a higher interest rate.

Choosing the right mortgage broker in Cottonwood Heights, Utah could save you thousands of dollars and ensure a positive home buying or refinance experience.