Finance Your Perfect Home in Park City, Utah.

The Jumbo Loan Park City lender with traditional & unique financing solutions.
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Don’t Settle For The Average Jumbo Loan Park City Lender

There are lots of Jumbo Loan Park City mortgage lenders to choose from. This is why we stand out.

Jumbo Home Loan Experts

Jumbo home loans can be complicated. It’s important to work with proven professionals that will match you with the best program and help avoid pitfalls during the loan process. Working with an expert is the best way to ensure your transaction goes smoothly.

Unique Financing Solutions

Not all borrowers fit or meet typical underwriting requirements. With access to both institutional and specialized lenders, you’ll get the unique financing solutions you need. Don’t be held captive by one lender’s limited offerings.

Diverse Property Types

Park City features a large selection of property types that accommodate your needs and lifestyle. That’s why you can expect Jumbo home loans in Park City for a variety of property types; even hard-to-finance properties.

What Other Homeowners Are Saying

Actual customer reviews on what sets us apart from other Jumbo loan Park City lenders.

Jenica Quisido
Jenica Quisido
Jason Skinrood was very professional with us. He has helped us with every step until closing. This is our first purchase and had no clue what to do and he made us feel comfortable. My husband and I highly reccomend Jason Skinrood.
Chip Shop
Chip Shop
Jason is the best to work with. My personal situation was unique and made the process challenging. Jason was able to guide me through every obstacle that came up because he’s a pro! He’s been a loan officer his entire professional career and he knows his stuff! Thank you Skinrood and Supreme for making this happen! John Hill -a happy customer
Jason was very helpful with getting our family the funding for the house we always wanted. Thank you, Jason!
bobbi jo roscoe-bryan
bobbi jo roscoe-bryan
It was another Amazing experience working with Jason. He is very knowledgeable, patient and thorough.
Jessica Batson
Jessica Batson
Jason was amazing. Even when I thought for sure my loan wasn't going to go through, he stuck with it and made it happen! I've used him multiple times and am always satisfied and happy we the end result.
Erik Easton
Erik Easton
Working with Jason Skinrood on my VA Cash-Out Refi has been easy and seamless… I used Jason’s experience several years ago on a VA Streamlined Refi and that went so well that I knew I had to get back with him on the Cashout Refi. I truly believe that the entire process could not have gone any smoother or quicker. Jason works hard to get us Vets everything we deserve at a fair and up front price… no hidden fees to worry about later. Thanks Jason, I greatly appreciate your strait forward approach to this process. I HIGHLY RECOMMEND Jason for any of your VA loan needs.
Robert Magarrell
Robert Magarrell
Our experience working with Jason has been by far the best we have ever experienced! We are so grateful for his knowledge and experience with VA loans, that he responds immediately to all of our questions and I have never experienced working with someone that immediately answers the phone the way that Jason does.
Zachary Altvater
Zachary Altvater
Jason has been great to work with. He's been on top of things from the beginning, and hasn't thrown us any curveballs like other lenders do. We have been working with Jason for over a year now, and he has always stayed in contact and touched bases with us, never forgetting us. It was an easy process, and we have been thrilled with the hospitality.
Michael Jansons
Michael Jansons
Jason has by far been one of the most understanding and easy to work with lenders I have ever worked with. I will definitely be recommending jason to all of my family and friends that are looking to buy a house. Again, best lender to work with hands down. If I could give him 10 stars I would. 10/10 recommend!
S Bradbury
S Bradbury
Jason was recommended by a friend when I was looking for a loan officer and I can't forward the recommendation enough! Being that I wasn't working with a realtor, he pointed me in the right direction to find things the seller didn't have and helped me navigate the process with relative ease. He constantly checked in, followed up, and never let things just "hang" with minimal communication. The biggest help was Jason and Supreme Lending covering the costs to extend our loan offer when additional information was needed we didn't have and didn't know we needed. We can't thank him enough for all his help in making my wife and I homeowners. Thank you, Jason and the Supreme Lending team!

Jumbo Home Loan Park City FAQs

What Property Types Can Jumbo Home Loans Park City Be Used For?

Jumbo home loans in Park City can be used for a variety of property types. Buy or refinance your primary residence, second home or 1-4 unit investment properties. For hard-to-finance properties like condominiums, our portfolio of loan programs also offers competitive options. Financing is available for both warrantable and non-warrantable condos, condotels or cooperatives with a Jumbo loan Park City.

What Are The Income Requirements?

Income requirements for Jumbo home loans Park City will vary based on the investor and the loan program you qualify for. For most investors, your income is documented with pay stubs, W2s and other tax or bank documents. If you’re self-employed or receive 1099 income, you’ll need to provide the last two years of tax returns along with other financials from your business. If you have liquid assets that can support a monthly distribution for 36 months or more, those assets can be considered income to help you qualify. The amount of income you need to document depends on the amount you’re borrowing and your credit liabilities.

What Are The Summit County Loan Limits?

Summit County Utah is considered a High-Cost County by Fannie Mae & Freddie Mac. As a result, there are special provisions for loan amounts over the $766,550 conforming loan limit, but below the Summit County loan limit 2024 of $1,089,300. A conventional loan between these two amounts is considered High Balance and follows many of the same guidelines as a standard conventional loan. Jumbo home loans Park City over $766,550 are considered Jumbo loans by most investors regardless of the county loan limits.

How Much Money Do I Need To Put Down?

If the loan amount is between the conforming loan limit and the Summit County loan limit as explained above, you may be able to put down as little as 5%. For loan amounts over the standard conforming limit of $766,550, the down payment amount will vary based on the property type, the home’s occupancy, your credit and if you are buying or refinancing the home. Depending on the Jumbo loan Park City program, a down payment of 10% to 25% may be required.

Use my Utah mortgage calculator to determine your monthly mortgage payment.

What Type Of Jumbo Loan Park City Programs Are Available?

With access to investors at major financial institutions and other institutional investors that offer specialized financing, we offer a large portfolio of loan programs. Depending on which Jumbo loan Park City program you qualify for, you may select from a fixed or adjustable rate loan with varying loan terms.

Are There Jumbo Loans In Park City Available If I’m Self-employed?

There are many Jumbo options available if you’re self-employed, but there are a few things you need to keep in mind when applying for a Jumbo loan Park City. First, you’ll need to provide proof of your income. This can be done by providing tax returns or in some cases, business bank statements. You’ll also need to provide proof of your assets too. This can be done by providing bank statements or other financial documents. If you can provide all of this information and meet qualification requirements, you should be able to get a mortgage loan even if you’re self-employed.

Just keep in mind that it requires a lot more documentation and paperwork than it does for someone who has a traditional job. It’s best to make sure you have all your paperwork in order before applying for a Park City Jumbo home loan.

Begin Your Park City Dream Home Journey

Schedule a 15-minute consultation to learn more about Jumbo loan options available. Get answers to any questions you may have and get started on the path to home ownership.

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How To Choose A Park City Jumbo Loan Mortgage Lender

When looking for a lender to help with your Park City Jumbo loan, it’s important to work with a local mortgage lender Park City that specializes in Jumbo loans. Compare your options by finding a loan officer that:

    • Offers a wide array of Jumbo home loan programs
    • Has a network of other real estate professionals familiar with Park City
    • Is familiar with the variety of property types and uses
    • Is dedicated to finding the ideal loan program for you
    • Has exceptional customer reviews and testimonials from past clients

Many mortgage lenders claim to specialize in Jumbo home loans Park City. However, they typically hire loan officers with little to no experience. The lender doesn’t underwrite the loans themselves, have extended closing times up to 60 days, make you work with a team instead of a single person and don’t respond to your inquiries during the process. Plus, you typically end up with a higher interest rate.

Choosing the right lender could save you thousands of dollars and ensure a positive home buying or refinance experience.

About Park City, Utah

Park City, Utah is a world-famous ski resort town that attracts people from all over the world. The town is known for its luxury hotels, restaurants and shopping. But what many people don’t know is that Park City is also home to some of the best mountain biking trails in the country. The town has over 400 miles of trails, and many of them are accessible right from downtown. Park City is also home to the Sundance Film Festival, which is one of the most prestigious film festivals in the world. If you’re looking for a place to enjoy some world-class skiing or mountain biking, Park City is the perfect place for you to own a home.

Why Live in Park City, Utah

There are many reasons why someone might want to live in Park City, Utah. The town is known for its world-class skiing and mountain biking, and it also has a thriving arts scene. The Sundance Film Festival is held in Park City every year, and the town is home to many art galleries and theaters.

Park City is also one of the most affluent towns in the country, with a median household income of over $110,000. With a median home price of over $1m, most home buyers need a Jumbo loan Park City. If you’re looking for a place to enjoy some of the best outdoor recreation in the country, or if you’re looking for a luxurious lifestyle, Park City is the perfect place for you.