Loan Programs

Conventional Home Loan

Conventional home loans are those loans which conform to Fannie Mae (FNMA) and Freddie Mac (FHLMC) underwriting guidelines. A conventional loan typically has a loan amount of $424,100 or less and is the most common type of loan used to purchase or refinance a home in the United States.

VA Home Loan

VA Home Loan

A VA home loan is only available to military members who have served on active duty, in the National Guard or Reserves, and surviving spouses that meet the Department of Veterans Affairs eligibility guidelines. The VA home loan program offers many exclusive benefits to veterans and their families when buying or refinancing a home.

VA Home Loan

FHA Home Loan

An FHA home loan home is insured by the Department of Housing and Urban Development and provides reduced down payment requirements, lower mortgage insurance premiums and flexible credit guidelines. An FHA home loan can be used for a home purchase or refinance.

Jumbo Home Loan

A Jumbo home loan follows Fannie Mae (FNMA) and Freddie Mac (FHLMC) underwriting guidelines, but exceeds the conforming loan limit of $424,100. There are stricter credit requirements for a Jumbo home loan and can be used to purchase or refinance a home.

VA Home Loan

Doctor Home Loan

A doctor home loan is for medical residents and newly licensed doctors who do not meet conventional loan guidelines. A doctor home loan is available for both home purchase and refinance.

VA Home Loan

USDA Home Loan

A USDA home loan provides additional home financing options for designated rural areas. You must meet eligibility requirements to qualify.